Do you have an irregular income that makes it difficult to set a monthly budget that works? You know you need a budget but every time you sit down and try to work on one you probably get discouraged because of your fluctuating income, right? I understand how difficult it can be to create a budget […]
Before you read this post I need you to promise me you won’t show it to Dave Ramsey! Seriously, he will write me off completely and it will break my heart 🙁 If you’ve been here before you know we used Dave Ramsey’s Financial Peace System to get out of debt! We took his advice […]
Today is the day! This is the post I have been dreaming about writing since I decided I was going to start a blog! I didn’t want to share this story in detail until we had paid off the very last cent of our personal debts (except for our mortgage). Partly because I didn’t want to jinx […]
Debt. So many of us have it. We all want to get out of it. The coolest part about getting your finances in order is getting out of debt because you’re literally paving your own way to freedom! I’m so excited to explain how the debt snowball system works because the quicker you learn how to […]
I know why you are here! You keep hearing about this “cash envelope system” and finally your curiosity got the best of you! Let me guess? You decided you were finished letting your money stress you out! And, you have decided to take back control of your finances and make some major changes…am I on […]
I know, guys, trust me….budgets are the worst, right? You probably didn’t even want to click on this link because you’ve likely tried budgeting many times before, right? And if you’re anything like our family you’ve probably failed many times before too, RIGHT?!?!?! Well, it’s time to turn that around and finally create a monthly budget […]
You probably know you need to get out of debt. Maybe you’ve even tried once before (read: a dozen times before) and failed and are hesitant to try again. We felt the same way until we found Dave Ramsey’s baby steps…these seven steps changed our lives in a big way and they can do the same […]
Thanks for coming back to read the rest of the story about how we found ourselves $35,000 in debt! We left off at Part 1 with us having found Dave Ramsey! I had heard of Dave years ago and we had used the envelope system and paid off the rest of my student loans and […]
Life of Stones originally began as a debt-free blog. You see we have been on a scary, amazing and blessed journey the past few months and by the grace of God, we are almost debt-free! I felt compelled to take the gifts we had been given and pay it forward to help other families just […]