READY TO TACKLE YOUR FINANCES AND FINALLY GET ON A BUDGET?

 

Are you scared of the “B” word?

I know how you feel because I’ve been there too! I tried (and failed) at sticking to a budget too many times to count…

Until one day we finally made some changes…

Creating and sticking to a budget is what helped us pay off $35,000 in only 7 months (and we don’t make a lot of money)!

One of the biggest misconceptions about budgeting is that it is restrictive and won’t allow you to do (and buy) the things you want!

 

 

I want to dispel this fear for you once and for all…

Many think the word budget has a negative connotation, when in fact, it is quite the opposite!

A budget is simply telling your money where to go!  And it is the key to your financial freedom!

 

A budget = CONTROL 

Do you feel out of control with your spending?

Too much month left at the end of the money?

 

A budget can help!

A budget allows you to tell your money where to go.

It allows you to give it an assignment each month instead of just spending with no direction.

 

And here’s the thing…YOU get to decide what to put in your budget.

If a vacation is your priority this year….put it in your budget!

Want to grab dinner each weekend? Put it in your budget.

 

 

I want to help you fix your finances!

I have quite a few personal finance articles you can find HERE to learn how to get out of debt and save money but the key to it all is….you guessed it….the budget!

You can learn how to create your own monthly budget with this article.

And this one will help you budget if you have an irregular income, which can be extra tricky.

 

Still feeling lost when it comes to budgeting?

If you’ve read all the posts and you’re still feeling like you just aren’t ready to tackle your finances on your own, then you’ve come to the right place!

 

Is the term “Budget Coaching” new to you?  Let me explain…

I am not a Certified Financial Planner and I cannot give you expert financial advice.  What I can do is share with you the knowledge I’ve learned while budgeting and paying off debt.

Through this journey, I’ve become a bit of a budgeting nerd and I actually enjoy helping others with their budgets!  I’ve had so many people ask me for help that I decided to offer these services!

When you sign up for one of the packages below you will be sent a form where you will enter all of your financial information (don’t worry, nothing sensitive such as account numbers is required) and I will create a comprehensive personal monthly budget just for you.  This is not a one-size-fits-all offer.

With three different levels of support, I hope you are able to find a package that fits your needs and if you don’t, feel free to email me at LifeofStones@icloud.com and we can discuss your specific concerns!

 

LIFE OF STONES

BUDGET COACHING PACKAGES


Level | 1

Have you tried budgeting before and just can’t seem to get it right?

You create your budget but the numbers never seem to add up?  Or maybe you’d love to give budgeting a shot but just can’t seem to find the time to sit down and get it done?

If you’re ready to make a change but just need a little help getting started, then the Level 1 package is for you!

 

Level 1 includes the following…

  • A complete done-for-you monthly budget delivered via Google Docs in an editable spreadsheet so you are able to make changes as your finances change
  • A customized debt snowball/avalanche plan (debt payoff plan)
  • A printable mini-eBook including information on how to use your new budget, how to use the cash envelope system and other helpful hints and tricks to keep you on budget and pay off debt

 

Cost – $97 

Please email me with any questions or to get started with this package!

 


Level | 2

According to Dave Ramsey, it takes a solid 3 months to get good at budgeting (and that was true for us)!

The first month sets a good foundation but the next two months will likely require some getting used to and probably some adjustments will need to be made to your budget the first few months!

By the third month, you should be finding your budgeting groove and feeling much more confident and committed to working towards your goals!

If you are the type of person who feels more comfortable with a little bit of hand-holding, then Level 2 is perfect for you!

 

Level 2 includes the following…

  • Level 1 package +
  • 3 months of unlimited email support:  you can use this support to ask questions, have your budget adjusted, set financial goals, etc.
  • 30-minute phone call at the end of the 3 month support period to review your progress, your debt snowball plan and discuss next steps

 

Cost – $197

Please email me with any questions or to get started with this package!

 


Level | 3

Maybe your finances are extra messy right now.  Maybe you need more than a little hand-holding…and that’s ok!

We all learn and adjust to change differently.  And like it or not, switching to a budget-based personal finance system is usually a big change!

Perhaps you need some extra support?  If this sounds like you, then the Level 3 package may be a better fit for you!

 

Level 3 includes the following…

  • Level 1 package +
  • 6 months of unlimited email support:  you can use this support to ask questions, have your budget adjusted, set financial goals, etc.
  • One 30-minute phone call per month (6 total 30-minute calls) to review progress, make any necessary adjustments, update your debt snowball and discuss next steps

 

Cost – $347

Please email me with any questions or to purchase this package!


Still looking for some help but feel like your particular needs might not fall into one of the above packages?  

Maybe you just want to discuss your finances with someone?

Perhaps you’re looking for someone to help you set some realistic financial goals?

I am available for financial coaching via telephone.

Cost – $40/hour – 1 hour minimum

Please email me at the address below today to get started with your Budget Coaching!

LifeofStones@icloud.com

I look forward to working with you to help get you started on your own journey towards financial freedom!

 

xo kristin

 

 

 

Disclaimer: 
As a Budgeting / Financial coach, I do not hold any certifications.  I have had no formal financial training and the above services do not constitute financial advice.  
I am simply sharing the knowledge I have acquired while creating and using my own personal budget and paying my personal debt to help others begin to make changes in their lives. 
All opinions are my own.  All sales are final.

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